This outline explains terms of use for Web Insurance Network Inc. and our affiliated web sites. The Terms and Conditions of Use Agreement (“Terms of Use”) constitutes a binding agreement between you and Web Insurance Network Inc. Your access to and use of the Sites is subject to these Terms of Use and all applicable laws. You should read the entire Terms of Use and Privacy Policy for complete details. By accessing this web site or any of the web sites owned or controlled by Web Insurance Network Inc.(each a “Site” and collectively the “Sites”) you agree to be bound by these Terms of Use. Any content you submit to Web Insurance Network Inc. through the Web Insurance Network Inc. blog, newsletter, or testimonial surveys via emails, or otherwise, becomes the property of Web Insurance Network Inc. If you do not acknowledge and agree to these Terms of Use, then do not enter your information, do not use our Sites, and do not rely upon discussion points or any information discussed within our sites. These Terms of Use may be changed by us from time to time without notice to you, and the latest version will be posted on this Site.
All rights are reserved. No part of the Site and no Content may be copied, reproduced, republished, publicly displayed, encoded, translated, transmitted or distributed in any way (including “mirroring”) to any other computer, server, Web site or other medium for publication or distribution or for any commercial enterprise, without Web Insurance Network Inc. express prior written consent. This includes, but is not limited to: All text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork and computer code (collectively, “Content”),audio files, including but not limited to the design, structure, selection, coordination, expression, “look and feel” and arrangement of such Content, contained on the Site is owned, controlled or licensed by or to Web Insurance Network Inc. and is protected by trade dress, copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws. Any and all violations will be dealt with to the fullest extent of international copyright law.
It is our intention to provide educational information about general insurance marketing, web design, and search engine optimization techniques and strategies. The content found on this web site should not be relied upon exclusively to make decisions about your insurance agency. Web Insurance Network Inc. assumes no responsibility and shall have no liability, consequential or otherwise.
The author or guest writers assume no responsibility for errors and omissions of content found on this web site or any affiliated third party site that is linked, associated, or adjoined to this site. The reader assumes all responsibility as state laws and regulations can change, or the interpretation of said laws, regulations, terms and conditions of policy language can be overturned, suspended, or made invalid; The reader assumes all risk in matters discussed within these forums.
Any third parties who perform services for us are required to safeguard any customer information and may only use it in connection with performing those services. Any breach of said security is the sole responsibility of that third party company and Pathway Insurance Services Inc. is not responsible for any acts intentional or otherwise from any third party company.
LIMITATION OF LIABILITY
WEB INSURANCE NETWORK INC WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF ITS SITES. THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY: (1) USE OF (OR INABILITY TO USE) THE SITES; (2) USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM ITS WEBSITES; (3) FAILURE OF PERFORMANCE; (4) ERROR; (5) OMISSION; (6) INTERRUPTION; (7) DEFECT; (8) DELAY IN OPERATION OR TRANSMISSION; (9) COMPUTER VIRUS; OR (10) LINE FAILURE. WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE, EXCEPT AS PROVIDED BELOW, WE ARE NOT LIABLE EVEN IF WE HAVE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES—OR BOTH.
HOWEVER, IN CERTAIN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES. IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR THEY ARE CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT OR ANY OTHER LEGAL THEORY, WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS OUR SITES.
DISCLAIMER
THE MATERIAL ON OUR SITES IS PROVIDED AS IS. THIS MEANS THAT WEB INSURANCE NETWORK INC DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL IN THE SITES. THIS INCLUDES, BUT ITS NOT LIMITED TO, WARRANTIES THAT: (1) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (3) THAT DEFECTS WILL BE CORRECTED; (4) THAT OUR SITES, OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS; OR (4) THAT INFORMATION CONTAINED IN THE SITES IS ACCURATE AS OF ANY PARTICULAR DATE.
By providing material on our website WEB INSURANCE NETWORK INC does not in any way promise that the materials will remain available to you or that you will qualify for the products we offer. WEB INSURANCE NETWORK INC is entitled to terminate all or part of any of its Websites at any time, without notice to you.